Unidos will do its best to prevent fraud on its customers. However, it is the customers’ responsibility to be alert and avoid being victimized by fraudsters.
The following are typical actions that could prevent fraud.
Be careful about sending money to a stranger in exchange for the promise of such things as home improvement or guaranteed loans. Do not send money to claim a foreign prize, lottery or to claim large sums of cash; do not respond to internet offers unless you can confirm that the offer is legitimate. Do not provide your personal financial information to someone you do not know.
The following descriptions provides more information on a few common fraud scams.
Elder Abuse Scam – A stranger begins a close relationship with you and offers to manage your finances and assets or signatures on documents do not resemble your own signature. Don’t get duped into parting with your money through financial abuse scams. Scammers will try to manipulate you into turning over property and/or money, and this can leave your cash, checking account or even life savings completely wiped out in one transaction. Financial abuse scams can take many forms, including telemarketing fraud, identity theft, predatory lending, and home improvement and estate planning scams. Never trust your money with anyone you don’t know.
Relative in Need Scam – A fraudster will contact grandparents and impersonate either their grandchildren or a person of authority such as law enforcement, a medical professional or an attorney. The fraudster describes an urgent situation or emergency that requires money to be sent immediately.
It’s important to verify any emergency situation before sending funds: Be sure to take the time to review the situation to see if it makes sense, call a mutual friend or family member and ask if they are aware of the emergency. Be suspicious. Don’t feel bad about verifying the information you’re receiving.
Lottery / Prize Scam – A fraudster will contact you to tell you that you have won a large lottery, prize or sweepstakes and are asked to send money to cover the taxes and/or processing fees. You may even receive a check for part of the winnings asked by the fraudster to send a portion back. If you use the fake check to pay for the taxes and/or processing fees and the check bounces, you are left responsible for the amount of the bounced check. Never send money to pay for taxes or fees on winnings. Legitimate sweepstakes don’t require you to pay or buy something to enter. Never provide banking information or send funds from a check deposited in your account until it officially clears, which can take weeks. Playing foreign lotteries is illegal.
MINNESOTA CONSUMER WARNING:
HELP PREVENT CONSUMER FRAUD!
- Are you sending money to claim lottery or prize winnings, or on a promise of receiving a large amount of money?
- Are you sending money because you were “guaranteed” a credit card or loan?
- Are you responding to an Internet or phone offer that you aren’t sure is honest?
- Are you sending money to someone you don’t know or whose identity you can’t verify?
Contact us immediately at 855-398-2569 if you believe you may be a victim of fraud and we will cancel your transfer immediately. You may be able to receive a refund unless the funds have been picked up or deposited with the Recipient.